UPI, Paytm and PhonePe terms
These Terms & Conditions form the contract between you and us when you create an account, send a payment, or ask for a withdrawal. They set out what details we can ask for, how we check them, and when a request can be held while we
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confirm account ownership or payment status. Access depends on local law and is available where local law permits, so your location and any change in the legal position can affect whether you continue. We may update the terms to reflect operational changes, legal duties, or dispute
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handling rules, and the version posted here is the one we follow from the effective date shown on the page. We do not apply old wording after an update date unless the page says otherwise. If a rule is unclear, support can point you to the
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exact clause and tell you what it means for your account.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.